Identity Theft

Some companies' idea of restoration amounts to handing you a do-it-yourself kit. Not at ID TheftSmart™. We provide full-service restoration, which means our experienced, licensed investigators do the bulk of the work on your behalf.

Smart Identity Restoration

As an ID TheftSmart member, you'll have exclusive access to your own experienced, licensed investigator in the event your identity is compromised. He or she will take care of the majority of paperwork and hours of legwork required to reclaim your identity to pre–theft status and regain your financial standing—including areas most people don't even think of as being affected by identity theft.

Smart Credit Monitoring

Of course, the best way to safeguard your identity is through constant vigilance and early detection. ID TheftSmart provides continuous credit monitoring to alert you to any potential problems or suspicious activity. The score you receive is calculated and determined by TransUnion, one of the three national credit repositories.

Enhanced Option — $9.95/month

Spouse/Domestic Partner Coverage — additional $4.95/month

*Comprehensive enhanced identity theft restoration, including employment, motor vehicle and other non-credit searches.

*Continuous credit monitoring, with email notices alerting you to certain activity in your credit file which is commonly associated with identity theft.

*A credit report with information from TransUnion, a national credit repository.

*Personal credit score with detailed analysis.

Features & Benefits

We safeguard your identity and actively help you fight back if it's ever stolen

Avert Identity Crimes in Real-Time

Our non-credit scan service is like having a 24/7 surveillance team that actively scans Internet directories, hacker chatrooms, and public and private databases to give you real-time updates. Simply complete our secure online registry and tell us what information you want monitored. When your information is detected, you'll receive an e-mail alert within minutes. If the activity is suspicious, our licensed investigators are ready to help you take action.

Restore Your Credit, Regain Your Peace of Mind

Some companies' idea of restoration amounts to handing you a do-it-yourself kit. Not with ID TheftSmart™. We provide full-service restoration, which means our experienced, licensed investigators do the bulk of the work on your behalf. And since one, dedicated investigator is assigned to your case, you won’t have to explain your situation over and over again.

Correct More than Just Your Credit

Identity theft impacts more than just your credit — it can affect your driving record, employment history, criminal record and more. Your professional licensed investigator will perform non-credit-related searches and will work diligently to resolve disputes with local and national agencies and institutions such as the Department of Motor Vehicles, Social Security Administration, law enforcement personnel and more to restore your name to pre-theft status.

Credit Report and Score

You are entitled to an up-to-date credit report based on data from a national credit repository at no extra charge! Upon completing the required authorization online at the Web address found on your Welcome Letter, you will receive access to a credit report from TransUnion, including a guide on how to read the report.

A detailed analysis of your Personal Credit Score will be included with your first Credit Report. You can use this analysis to evaluate your current credit standing…and, if necessary, make the adjustments necessary to improve it.

Monitor Your Credit 24/7 (1BM)

You'll be instantly notified by email (or regular mail if no email address is provided by you) when your TransUnion credit file shows certain credit activity in your name that's commonly associated with identity theft, such as applying for a new credit card or loan, a change of address, etc. If the transaction isn't one you initiated, simply call ID TheftSmart toll-free and we'll immediately put you in touch with a licensed investigator to find out what's happening and correct the problem. We'll even send you "no activity" notices when there's been no activity in your credit file, so you always know your credit is closely monitored.

Enjoy our 100% Satisfaction 30-Day Money Back Guarantee

Once you receive your ID TheftSmart kit, take up to 30 days to decide if you want to keep your coverage. If you decide to cancel, let us know within 30 days and receive a full refund. No questions asked.

Go With Industry Experts You Trust

Your identity is far too valuable to entrust to just anyone. ID TheftSmart is brought to you by Kroll Inc., the world's leading risk consulting company, and Mercer Health & Benefits Administration LLC. We've offered enhanced identity restoration services since 1999, combining thousands of hours of experience counseling identity theft victims with exceptional customer service. What's more, we comply fully with the Fair Credit Reporting Act and other applicable regulations, and have established processes and procedures with credit repositories and government agencies.